Insurance can be complicated and time-consuming. Despite the anxiety insurance can cause, it is crucial to protect your career, practice and income.
The CMA Insurance Program, administered by Lockton Affinity, helps reduce the complexity surrounding insurance. Not only did Lockton Affinity and the CMA work together to improve the program, we continue to evaluate it to ensure we always meet the ever-changing needs of members like you.
One way we simplify the insurance buying process is by providing you with regular, concise insurance information. Read on for a CMA Insurance Program 101 to find straightforward information on claims filing, coverage information and more.
CMA Insurance Program 101 – Insurance Options
The CMA Insurance Program offers policies to help protect yourself, your loved ones, your practice and livelihood, including:
- Medical Malpractice
- Affinity Small Group Health Plans
- Dental
- Group Level Term Life insurance
- Long-Term Care insurance
- Long-Term Disability insurance
- Travel Assistance
- Workers’ Compensation
- Cyber Liability
- Business Owner’s Policy
- Business Overhead Expense
- Employment Practices Liability insurance
- Individual Health insurance
CMA Insurance Program 101 – Personal Insurance Representatives
To ensure you have the right coverage in place, you can work directly with Lockton Affinity’s dedicated CMA Insurance Program representatives.
Our team of highly trained insurance professionals understand the risks and exposures you face as a physician or healthcare organization. From your first inquiry or complimentary risk evaluation, you receive best-in-class customer service.
Once your request for coverage is approved, Lockton Affinity will assign you a dedicated account manager. This representative will support you and become familiar with your practice and insurance needs.
As your needs or wants change, this representative will guide you through adjusting your coverage. Your dedicated representative can also issue certificates of insurance and help navigate the claim process.
CMA Insurance Program 101 – Filing a Claim
Incidents and claims happen, often when you least expect them. While you can’t always prevent a claim, you can control how you respond to one.
The most important aspect of filing a claim is timeliness. Depending on the type of claim, the longer you wait to report, the more difficult, costly and stressful it may be to resolve.
At first indication of an incident or claim, contact your policy’s carrier. Carriers send Lockton Affinity representatives updates throughout the claim process, so we remain involved and are able to advocate for you. If you have questions during this process, contact us and we can walk you through it step by step.
Experience for Yourself Why CMA Selects Lockton Affinity
Reach out to one of our dedicated representatives today to get started with tailored, reliable insurance from the CMA Insurance Program, administered by Lockton Affinity.
We can review your current coverage and limits, evaluate your practice’s risks and help you with quotes and applications. Call (800) 278-8130 today.
